With the insurance companies you would have had to sign a DPR agreement. Once signed, you are essentially working for the insurance company jumping through their hoops and performing jobs at the new and very low cut-throat rates. If you rely primarily on the members of your community for the bulk of your work,

The problem for many body shops and PDR technicians is that customers are unwilling to pay for their portion of the job after the insurance company has paid theirs. There are many PDR technicians that have developed relationships with insurance damage assessor’s and who have, up until now or recently, had no issues getting paid